• Your Guide for a fortified tomorrow.

        • Term life insurance is a type of life insurance policy that provides coverage for a specified period, known as the term.

          Unlike permanent life insurance policies, such as whole life or universal life, which offer coverage for the insured’s entire life, term life insurance offers coverage for a predetermined period, typically ranging from 5 to 30 years.

          This type of insurance is designed to provide financial protection to your loved ones in the event of your untimely death during the term of the policy.

          Universal life insurance is a type of permanent life insurance that combines a death benefit with a cash value component.

          Unlike whole life insurance, which typically offers fixed premiums and cash values, universal life insurance provides policyholders with flexibility in premium payments, death benefit options, and the allocation of cash value among investment accounts.

          This flexibility allows policyholders to adjust their coverage and premiums over time to suit their changing financial needs and goals.

          Whole life insurance is a type of permanent life insurance that provides coverage for the entire lifetime of the insured individual, as long as premiums are paid.

          Unlike term life insurance, which offers coverage for a specified period, whole life insurance offers lifelong protection and includes a cash value component that grows over time.

          This cash value accumulation provides policyholders with an additional financial asset that can be accessed during their lifetime through policy loans or withdrawals.

          Long Term Care (LTC) insurance provides financial protection by covering the expenses related to long-term care services, encompassing a wide range of healthcare needs including nursing home care, assisted living facilities, in-home care, and various medical services required for chronic illnesses, disabilities, or conditions necessitating assistance with daily activities over an extended duration of time.

          Disability insurance is a type of insurance coverage designed to provide financial protection in the event of a disabling injury or illness that prevents an individual from working and earning an income.

          Disability insurance replaces a portion of the insured individual’s income if they become disabled and are unable to work, helping to cover essential living expenses, medical bills, and other financial obligations during a period of disability.


  • Why Emax
  • News and Updates
  • Contact Us

Why EMAXONELIFE Insurance?

“EMAXONELIFE stands out as a premier choice for personal insurance, offering unparalleled peace of mind and protection in an unpredictable world. With EMAXONELIFE, you’re not just purchasing an insurance policy; you’re investing in a comprehensive safety net for you and your loved ones.

Our commitment to excellence shines through in every aspect of our service, from our customizable coverage options to our dedicated customer support team. Unlike cookie-cutter insurance plans, EMAXONELIFE understands that every individual’s needs are unique.


Our Mission

EMAXONELIFE mission is to provide customized life insurance solutions that meet the evolving needs of individuals and families, ensuring their financial security and enabling them to live their lives to the fullest without worries about the future and loved ones.

mission why emax

Our Vision

Why Emax vision image

EMAXONELIFE to be recognized as the most trusted and preferred life insurance company known for our customer-centric approach, financial expertise, and commitment to delivering superior value, nationwide and protection to our policyholders.

Our Values

Innovation and Efficiency

Embracing technology to streamline the insurance buying process and make it as efficient as possible. To continuously develop our product line to meet the constantly changing needs of our customers.


Making life insurance accessible to a broader audience by ensuring they have enough options to choose from that suit their financial capabilities while still getting the coverage they need.


Provide personalized and prompt customer service throughout the customer journey, from policy selection to policy provision. Implementing digital solutions to enhance customer experience and streamline processes.


Innovation and Efficiency:
Building trust with customers through transparent practices, including easy digital applications and straightforward product options.

Commitment to Quality

Providing high-quality coverage options that are both affordable and tailored to meet individual needs.

Strategic Partnerships
EMAXONELIFE will establish strategic partnerships with other industry players to leverage their expertise and resources. These partnerships will help EMAXONELIFE stay at the forefront in the competitive insurance industry.


Life cover, also known as life insurance, provides financial protection to your loved ones in the event of your death. It offers a lump sum payment to the beneficiaries, helping them maintain their financial stability and cover expenses such as funeral costs, mortgage payments, and everyday living expenses.

EMAXONELIFE offers a range of life insurance products to cater to different needs and preferences. Our life insurance options include term life insurance, whole life insurance, universal life insurance, (IUL) indexed universal life, long term care insurance, disability insurance, and annuity products. Each product provides unique features and benefits allowing individuals to choose the coverage that best suits their requirements.

EMAXONELIFE offers life insurance coverage to a wide range of individuals. Eligibility requirements may vary depending on the specific policy and coverage selected. Generally, anyone who meets the following criteria can apply for life insurance:

checkedMust be of legal age (18 years or older)
checkedMust be a citizen or permanent resident
checkedMust meet the underwriting standards set by EMAXONELIFE, including health and lifestyle factors.
checkedSome policies may have additional eligibility criteria or restrictions, which can be discussed with an EMAXONELIFE Insurance Advisor.
Life insurance is available to individuals who meet the eligibility criteria set by EMAXONELIFE. While the specific requirements may vary, generally, the following individuals can have life insurance:
playtime for minorsMinors
working professionalsWorking professionals
stay at home parentsStay-at-home parents
business owners 1Business owners
financial dependentsIndividuals with financial dependents
homeowners with mortgagesHomeowners with mortgages
individuals seeking to protect their loved ones financiallyIndividuals seeking to protect their loved ones financially


Scroll to Top